Ok, I finally fixed the issue. I decided to give it another shot with a fresh install. I decided to open regular MVP 2005 up after the install and to my surprise it was MVP 12. I was lost... I checked my whole computer for a second installation and nothing. So I uninstalled, deleted every single trace of MVP 2005 I could find. I even decided to install to my own specific directory. After installation I opened MVP 2005 and everything was normal. I tried to load my roster on 05 and it worked. So I put the old database back, installed MVP 12 and then put my roster on again... strange thing is when I was locating the directory I saw the default EA Sports/MVP 2005 with a lock on the folder. Somehow one of my installs became corrupted and shows up as a hidden folder so the whole time I was messing with the game I was loading a corrupted install (which explains why the .sav worked). Go figure... Anyway, all is good, my updated roster works flawlessly. Thanks for the help.