Tested this out, found no issues.
The DDS file in question that you should be looking at is in overlay_static_preload.iff. I don't know the number of the file.
The only way to play the game legitimately is through a disc. Any other way to play it leads to a discussion about piracy/cracking, which is frowned upon or most likely banned from discussion here.
Does this crash the game in the stock 2K roster? I have a theory that maybe it could be the player slot issue as there wouldn't be any room for generated staff